When you are injured through an accident caused by someone’s fault, the law states that the at-fault insurance company must compensate you for the damages and injuries sustained. However, compensation doesn’t come straightforward. You have to build a case that leads to the ultimate decision to get compensated and at how much. Do you know how to build that case? Not many people know this, and they create a weaker case that leads to less or zero compensation. To build a stronger case, here are the steps to follow.
1. Initial Investigation
Immediately you fall into an accident, your priority should be to get treatment for the injuries and secure your life. It would help to rush to the hospital in case of severe injuries while appointing someone to carry on with the investigation. According to law experts from https://www.davidchristensenlaw.com/, the initial investigation is paramount for any injury case. It involves collecting all the information, details, pictures, and any other evidence that you can use to file for your injury claim. Any case without this evidence is as good as it never happened. Which is the evidence required? You have to take pictures of the accident scene, crashed cars, injuries, if any, the road status, witnesses’ phone numbers, the police report, and all other details that may become relevant in your case. It helps prove how the accident happened, who caused it, and the injuries sustained.
2. File Claim with your Insurance Company
Rushing to the hospital for treatment is very important even when you don’t feel pain. It would help if you had a thorough checkup to determine your condition, including internal bleeding. After securing a clean bill of health and gathering all the necessary evidence, it’s time now to file for a claim at your insurance company. Even though you aren’t at fault, this process is necessary because your insurance company will enable you to get back to your everyday life faster before seeking reimbursement from the insurance company at fault. At the same time, the at-fault insurance company can contact you for the same. It’s better to get advice from your insurance company before committing to dealing with the at-fault insurance company. Please do not accept any cash or signing of documents at this stage since it might sabotage your compensation case.
3. Consult with a Car Accident Attorney
Riding on this compensation journey alone is not a walk in the park. You have to hire an attorney to help you win your case. An attorney will help you in gathering more evidence, getting a police report, examining and choosing witnesses, and will stand with you in a court of law against the defendant’s lawyers. You should contact an attorney, have consultations about your case, and prepare how to go about It. The good thing about these accident lawyers is that they ask for payments after you are compensated. This situation means you have nothing to lose in working with them.
4. Liability and Medical Examination
After hiring the attorney, they will help investigate more information regarding your case and conduct the medical examination to see if everything fits the case. They will get your medical report about the current treatment and any future treatment and present them to the insurance company. They can also seek a further diagnosis of your situation and see if there are permanent injuries that will inflate your compensation amount.
5. Settlement Demand
When everything is gathered, including doctors’ reports, evidence, and other costs, the attorney will seek an insurance company’s settlement. Of course, the insurance company will demand negotiations. Your attorney will take part and ensure you are fully compensated according to the injuries and damages suffered. When they fail to agree on the amount, the attorney can then file a lawsuit in a law court.
6. Filing the Case
When the attorney and the insurance company don’t agree on the compensation amount, the attorney can file for a lawsuit decided by the court. However, the final decision will lie with you; if you decide to take the insurance company’s amount, the attorney won’t file a case. Your attorney will also inform you if the amount is fair or you should seek a better deal through a court. Upon deciding to take the matters to court, your lawyer will file the case and go to discovery to gather more evidence and any other document required by the court. They will then go for meditation before finalizing on trial. The outcome of the court is usually final, even though you can appeal.
It is essential to get a lawyer in all these processes. Your lawyer will help you gather evidence, stand with you in facing the at-fault insurance company, and present your matter in court if you aren’t satisfied with the insurance company’s compensation. Follow these processes to the latter, and you get compensated for damages and injuries suffered.
Tags: Attorney, Car Accident Attorney, davidchristensenlaw, Initial Investigation, Insurance Company, LA Guestlist, Liability, Los Angeles, Medical Examination, Powerful Car Accident, Settlement Demand
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