Finding proper work after suffering an injury that left you temporarily or permanently disabled can be a hard task. Especially if you’re used to doing things independently without anyone’s assistance. Now, there are a few things to remember nevertheless, and among them, you should keep in mind that certain laws are put in place to make it possible for you to find work no matter the disability you suffer. And even if you can’t, there are things you can consider beyond working, as social help and other government-funded projects specifically exist to put people back on their feet, metaphorically, no matter how long it might take. In the text below, we’ll discuss some things you should know if your disability is preventing you from finding work and how to navigate this period of your life. Read on!

Understanding Your Rights

The first thing on the list is to inform yourself about the laws that are in your favor. Numerous countries have set forward laws to help people with disabilities have some basic income, making it possible for them to live their lives like everyone else. Sure, the income might vary depending on your working status and the disability itself, but in most cases, it comes down to a certain amount that should be sufficient to cover basic utilities such as food, rent, and some medical bills. Now, making sure you understand your rights is something you’ll need to pay special attention to. These laws require employers to make reasonable accommodations and prohibit unfair treatment based on your handicap. Knowing your rights allows you to advocate for yourself and seek the assistance you are entitled to.

Exploring Government Assistance Programs

As we said, many government-funded projects help you become more self-sufficient and have some basic income that covers most of your utilities and needs. Now, you’ll need to have in mind a few rules and regulations that can help your cause but in most cases, after you’ve finished the main paperwork, you’ll probably need to wait for a certain period for the help to be approved. You’ll go through a few screening processes and interviews but in the end, it shouldn’t take you more than a month to get the needed approval. These programs may provide financial aid, vocational training, and other resources to assist you in developing skills and finding suitable work. For instance, in the United States, the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs offer financial aid.

Insurance Claims and Employer Benefits

If you’ve been prevented from work because of a work-related injury, there are a few things you can consider beforehand to make sure you can get the compensation you deserve. First, work-related injuries, no matter the kind, are allowing you to claim your rightful compensation. Whether it’s through your insurance company or not doesn’t matter, as by law you’re protected. In most cases, you can file for a TPD claim, or Total and Permanent Disability (TPD), which is frequently included in your superannuation and pays out a lump sum if you are unlikely/unable to return to your chosen or similar job due to an injury or sickness. You might need the help of a lawyer to make the claim but all in all, it doesn’t take that much effort or time. These claims have a specific purpose; they cover medical bills, lost wages, and basic utilities, and in most cases, it’s more than enough money to have in case you need to take a certain period of work. Taking a lawyer might be paramount in this case for one simple reason: they’re more than knowledgeable to help you navigate the complexities of the legal system and help you find the right solution to your problem. Lawyers have the right set of expertise to deal with the paperwork and they’ll also advise you on how to approach the issue and what steps to take next.

Networking and Community Support

Being part of a community can help your mental health and your emotional well-being. The main advantage is that you won’t feel alone in all of this; you’ll have the needed support to overcome this difficult period and you can always ask someone for help whenever needed. You’ll be able to exchange information and valuable insights on how to deal with insurance claims and companies, and you’ll be more knowledgeable and better connected. Many towns and organizations provide support groups, internet forums, and mentorship programs to those with impairments. Networking with these groups can help you stay motivated, obtain insights, and access resources that aren’t publicly recognized.

Considering Self-Employment and Remote Work

One interesting approach to dealing with the issue at hand is to find remote work options that are now available than ever before. Self-employment freelancing jobs and remote work for an employer are by far the most popular choices since COVID-19. The main advantage for the employer is a lack of utilities and regular bills they would have to pay for office space, while at the same time, it allows you and gives you the freedom to work from home like everyone else. If your disability is preventing you from moving around, you should consider these options and look into them. In the case of self-employment, you might need some money to start a business but fear not, as most e-commerce platforms don’t take a fee immediately and you can always drop ship goods, making it easier as you don’t need the space or logistics as you usually would. The options are many; it depends on what you’d like to do. Also, many internet platforms connect freelancers with customers, allowing you to monetize your expertise while working on your terms. And to top it off, remote employment alternatives have increased dramatically, providing more options than ever before.

Living with a temporary or permanent disability requires some serious life adjustments you never dreamt of happening. As it’s your new reality, you’ll have to adapt no matter the circumstances, and although it can be hard, some options allow you to continue as you did before.